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1. Parties: Identifies the Guarantor, the Lender (Creditor), and the Borrower (Principal Debtor)
2. Background: Describes the underlying loan agreement and the context for the guarantee
3. Definitions: Defines key terms used throughout the guarantee document
4. Guarantee and Indemnity: Core section detailing the guarantee obligations and indemnification provisions
5. Extent and Limits of Guarantee: Specifies the amount guaranteed and any limitations on the guarantee
6. Nature of Guarantee: Establishes whether it's a continuing guarantee and its relationship to other securities
7. Guarantor's Representations and Warranties: Statements about the guarantor's capacity and authority to provide the guarantee
8. Payment Terms: Details of how and when payments under the guarantee should be made
9. Enforcement: Conditions under which the guarantee can be enforced and the process
10. Governing Law and Jurisdiction: Specifies Pakistani law as governing law and identifies jurisdiction for disputes
1. Islamic Banking Compliance: Required when the guarantee needs to comply with Shariah principles
2. Multiple Guarantors: Include when there is more than one guarantor, defining joint and several liability
3. Security Provisions: Include when the guarantee is secured by specific assets
4. Assignment and Transfer: Include when the parties want to allow for transfer of guarantee rights
5. Currency Provisions: Required when the underlying loan is in foreign currency
6. Corporate Authorization: Include when the guarantor is a corporate entity
1. Schedule 1 - Underlying Loan Agreement Details: Contains key details of the loan being guaranteed, including amount, interest rate, and tenure
2. Schedule 2 - Payment Schedule: Details of the underlying loan repayment schedule
3. Schedule 3 - Security Details: If applicable, details of any security or collateral provided
4. Schedule 4 - Corporate Authorizations: If applicable, corporate resolutions and authorizations for providing the guarantee
5. Appendix A - Notice Details: Contact information and addresses for serving notices to all parties
6. Appendix B - Form of Demand: Standard format for making a demand under the guarantee
Applicable Law
Banking Day
Borrower
Default
Default Interest
Demand
Enforcement Action
Event of Default
Facility
Finance Documents
Financial Indebtedness
Guarantee
Guarantee Period
Guaranteed Obligations
Guarantor
Lender
Liability
Loan Agreement
Material Adverse Effect
Notice
Outstanding Amount
Payment Date
Principal Debtor
Secured Obligations
Security
Security Interest
Shariah Principles
Stamp Duty
Tax
Transaction Documents
Underlying Agreement
Guarantee and Indemnity
Representations and Warranties
Continuing Security
Payment Obligations
Enforcement
Default Interest
Costs and Expenses
Tax Gross-up
Currency
Set-off Rights
Further Assurance
Assignment and Transfer
Notices
Amendments and Waivers
Severability
Counterparts
Joint and Several Liability
Independent Obligations
Discharge and Release
Legal Proceedings
Governing Law
Jurisdiction
Service of Process
Force Majeure
Entire Agreement
Indemnification
Compliance with Laws
Shariah Compliance
Confidentiality
Banking
Financial Services
Corporate Finance
Real Estate
Manufacturing
Trading
Small and Medium Enterprises
Construction
Islamic Banking
Retail
Legal
Finance
Credit
Risk Management
Compliance
Corporate Banking
Retail Banking
Islamic Banking
Documentation
Operations
Legal Counsel
Corporate Lawyer
Banking Officer
Credit Manager
Risk Assessment Officer
Compliance Officer
Chief Financial Officer
Corporate Secretary
Finance Manager
Relationship Manager
Credit Analyst
Legal Documentation Officer
Islamic Banking Officer
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