Medical Debt Validation Letter Template for Philippines

The Medical Debt Validation Letter is a crucial document in the Philippine healthcare billing system, designed to protect consumer rights while ensuring proper debt verification procedures. It is typically used when a patient receives medical bills they question or need to verify, or when a debt collector contacts them about medical debt. The letter must comply with Philippine regulations, including the Consumer Act and Universal Health Care Act, and should contain specific requests for documentation such as itemized bills, service dates, insurance claim details, and payment records. This document is particularly important given the complexity of medical billing and the need for transparency in healthcare charges. It provides a formal mechanism for patients to exercise their rights under Philippine law to verify debt validity before making payments or addressing collection attempts.

1. Sender Information: Full name, address, and contact information of the person sending the letter

2. Recipient Information: Name and address of the debt collector or healthcare provider

3. Account Reference: Any relevant account numbers, patient numbers, or debt collection reference numbers

4. Debt Validation Request: Formal request for validation of the debt under Philippine consumer protection laws

5. Required Documentation Request: Specific list of documents required to validate the debt, including itemized bills, service dates, and insurance claims

6. Response Timeline: Specification of the expected timeframe for response as per Philippine regulations

7. Legal Rights Statement: Statement of rights under Philippine consumer protection and healthcare laws

8. Signature Block: Formal closing with signature and date