Current Account Agreement Template for Philippines

1. Electronic Banking Services: Terms for online and mobile banking services, used when digital access is requested

2. Debit Card Facilities: Terms for debit card issuance and usage, included when customer opts for a debit card

3. Joint Account Provisions: Special terms for joint account operation, included for joint accounts only

4. Corporate Account Provisions: Special terms for corporate accounts, included for business customers

5. Foreign Currency Transactions: Terms for foreign currency dealings, included if foreign currency transactions are permitted

6. Overdraft Facility: Terms for overdraft services, included if overdraft facility is offered

7. Special Instructions: Section for any special operating instructions, included when customer requires specific arrangements

1. Schedule of Fees and Charges: Detailed breakdown of all applicable fees, charges, and minimum balance requirements

2. Schedule of Authorized Signatories: List of authorized persons who can operate the account, with specimen signatures

3. Schedule of Electronic Banking Services: Details of available electronic banking services and associated terms

4. KYC Documentation Checklist: List of required documents for account opening and ongoing compliance

5. Interest Rate Schedule: Current interest rates and calculation methods, if applicable

6. Branch Network Directory: List of bank branches and contact information

7. Appendix - Forms: Standard forms for various account-related requests and instructions