1. Guarantees: Required when there are third-party guarantors for the loan

2. Insurance: Needed when specific insurance requirements are imposed on the borrower

3. Assignment and Transfer: Include when rights to assign or transfer the loan need to be addressed

4. Syndication: Required for syndicated loans involving multiple lenders

5. Currency Provisions: Necessary for loans involving foreign currency

6. Tax Provisions: Detailed tax provisions when complex tax implications exist

7. Islamic Finance Provisions: Required when the financing needs to comply with Islamic finance principles

8. Force Majeure: Optional provisions for unforeseen circumstances affecting loan performance

9. Anti-Money Laundering: Detailed AML provisions for high-risk transactions or parties

10. Environmental Compliance: Required for projects with environmental impacts or risks

1. Schedule 1 - Conditions Precedent Documents: List of all required documents and conditions to be satisfied

2. Schedule 2 - Drawdown Notice: Form of drawdown notice and requirements

3. Schedule 3 - Repayment Schedule: Detailed amortization or repayment schedule

4. Schedule 4 - Security Documents: List and copies of security documents

5. Schedule 5 - Fees Schedule: Detailed breakdown of all applicable fees and charges

6. Schedule 6 - Permitted Security Interests: List of pre-approved security interests

7. Schedule 7 - Form of Compliance Certificate: Template for periodic compliance certification

8. Appendix A - Calculation of Interest: Detailed methodology for interest calculation

9. Appendix B - Required Insurance: Specifications of required insurance coverage

10. Appendix C - Contact Details: Contact information for notices and communications