1. Insurance Requirements: Detailed section on insurance requirements if not covered under Security and Collateral - used when specific insurance terms need elaborate explanation

2. Early Repayment Provisions: Terms for early loan repayment - included when the lender allows early repayment options

3. Co-Signer Provisions: Terms applicable to a co-signer - used when a guarantor is required for the loan

4. Vehicle Usage Restrictions: Specific restrictions on vehicle use - included for commercial vehicles or special-purpose vehicles

5. Cross-Default Provisions: Provisions linking this loan to other financial obligations - used for borrowers with multiple loans

6. Assignment and Transfer: Terms for transferring or assigning the loan - included when the lender might sell or transfer the loan

1. Schedule 1 - Vehicle Details: Detailed description of the vehicle including make, model, year, VIN, and other identifying information

2. Schedule 2 - Payment Schedule: Detailed amortization schedule showing payment dates, principal and interest breakdown

3. Schedule 3 - Insurance Requirements: Specific insurance requirements including types of coverage and minimum amounts

4. Schedule 4 - Fees and Charges: Comprehensive list of all applicable fees and charges

5. Appendix A - Vehicle Inspection Report: Pre-loan vehicle inspection details and condition report

6. Appendix B - Required Documents: List of documents required from the borrower including identification, income proof, and vehicle documentation