1. Cross-Border Provisions: Required when the agreement involves international parties or transactions

2. Commission Structure: Needed when intermediaries are involved in the insurance distribution

3. Special Risk Provisions: Required for specialized insurance products or high-risk coverage

4. Digital Distribution: Necessary when the insurance products are sold through digital platforms

5. Policyholder Services: Detailed service standards when the agreement includes ongoing service commitments

6. Marketing and Branding: Required when the agreement includes co-branding or marketing arrangements

7. Data Protection and Privacy: Enhanced provisions when dealing with sensitive personal data or cross-border data transfers

8. Force Majeure: Detailed provisions for extraordinary circumstances affecting policy performance

1. Schedule A - Product Details: Detailed specifications of insurance products covered under the agreement

2. Schedule B - Premium Calculation: Detailed premium calculation methodologies and rate tables

3. Schedule C - Service Level Agreement: Specific service standards and performance metrics

4. Schedule D - Claims Processing Procedures: Detailed procedures for claims handling and settlement

5. Schedule E - Commission Structure: Detailed breakdown of commission rates and payment terms

6. Schedule F - Compliance Checklist: List of regulatory requirements and compliance procedures

7. Appendix 1 - Required Documents: List of documents required for policy issuance and claims

8. Appendix 2 - Contact Details: Key contact information for both parties including escalation matrix