Bank Credit Agreement Template for Ireland

1. Security: Required when the facility is secured - details the security arrangements and enforcement rights

2. Guarantees: Required when there are guarantors - specifies guarantee terms and guarantor obligations

3. Insurance: Required when specific insurance coverage is mandatory - details required insurance and terms

4. Special Drawdown Conditions: Used for facilities with multiple tranches or special drawdown requirements

5. Syndication Provisions: Required for syndicated facilities - details arrangements between multiple lenders

6. Tax Gross-Up and Indemnities: Used when tax implications need specific treatment - details tax-related obligations

7. Increased Costs: Used when regulatory changes might affect the bank's costs - allocates regulatory risk

8. Set-off Rights: Optional provisions for the bank's right to set off debts against other accounts

1. Schedule 1 - Conditions Precedent Documents: Detailed list of documents required before facility availability

2. Schedule 2 - Drawdown Request Form: Standard form for requesting drawdown under the facility

3. Schedule 3 - Calculation of Interest: Detailed methodology for interest calculation and examples

4. Schedule 4 - Repayment Schedule: Detailed repayment schedule with dates and amounts

5. Schedule 5 - Fee Schedule: Comprehensive list of all applicable fees and charges

6. Appendix A - Standard Terms and Conditions: Bank's standard terms and conditions applicable to credit facilities

7. Appendix B - Regulatory Disclosures: Mandatory disclosures required under Irish and EU banking regulations

8. Appendix C - Security Documents: Forms of security documents when security is required