Master Loan Agreement Template for Indonesia

1. Syndication Provisions: Required when multiple lenders are involved or syndication is contemplated

2. Currency Provisions: Required for multi-currency facilities or foreign currency loans

3. Increased Costs: Protection for lenders against regulatory changes, needed for longer-term facilities

4. Market Disruption: Provisions dealing with interest rate benchmark disruptions, important for LIBOR/JIBOR based loans

5. Islamic Finance Provisions: Required when the facility needs to be Sharia-compliant

6. Subordination: Required when there are multiple creditors with different priorities

7. Parent Company Guarantee: When parent company support is required as additional security

8. Force Majeure: Detailed force majeure provisions beyond standard provisions, important in certain sectors

1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before first drawdown

2. Schedule 2 - Form of Drawdown Request: Standard form for requesting loan disbursements

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if applicable

4. Schedule 4 - Form of Transfer Certificate: Standard form for transferring loan participations

5. Schedule 5 - Security Documents: List and copies of all security documents

6. Schedule 6 - Existing Security Interests: List of permitted existing security interests

7. Schedule 7 - Specimen Signatures: Authorized signatures for both parties

8. Appendix A - Calculation of Interest and Fees: Detailed methodology for calculating interest and other fees

9. Appendix B - Form of Compliance Certificate: Standard form for periodic compliance reporting