Consumer Credit Act 1974: Primary legislation governing consumer credit in the UK. Sets out requirements for form and content of agreements, regulates credit advertisements and licensing requirements.

Financial Services and Markets Act 2000: Framework legislation for financial services regulation, particularly relevant for authorization requirements for credit providers.

Consumer Rights Act 2015: Legislation covering unfair terms in consumer contracts and providing consumer protection measures.

Consumer Credit (Agreements) Regulations 2010: Secondary legislation specifying detailed form and content requirements for credit agreements, including prescribed information that must be included.

FSMA (Regulated Activities) Order 2001: Secondary legislation defining regulated activities that require FCA authorization.

FCA Handbook - Consumer Credit Sourcebook (CONC): Regulatory guidance setting out detailed rules for consumer credit firms, including requirements for responsible lending.

FCA's Principles for Businesses: Overarching regulatory principles that all FCA regulated firms must follow.

Data Protection Act 2018 and UK GDPR: Legislation governing the handling and protection of personal data in credit agreements.

Money Laundering Regulations 2017: Regulations setting out customer due diligence requirements for financial services providers.

Financial Services (Distance Marketing) Regulations 2004: Regulations applicable when credit agreements are concluded at a distance rather than face-to-face.