The Loan And Mortgage Agreement is a crucial legal instrument used in Danish property financing transactions, combining both the lending and security aspects of property-backed financing. This document is essential when a borrower seeks to obtain financing secured against real property in Denmark, whether for residential, commercial, or other purposes. The agreement must comply with strict Danish legal requirements, including the Danish Mortgage-Credit Loans Act, Financial Business Act, and property registration laws. It typically includes comprehensive details about the loan terms, property security, borrower obligations, and enforcement mechanisms. The document is structured to meet specific Danish legal requirements for both loan documentation and mortgage security, ensuring enforceability under Danish law and compliance with EU regulations where applicable.
Create a bespoke document in minutes, or upload and review your own.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Key Requirements PROMPT example:
Loan And Mortgage Agreement
I need a Loan and Mortgage Agreement for a €2.5 million commercial property development loan in Copenhagen, with quarterly interest payments and a five-year term starting March 2025, including specific provisions for construction phase drawdowns.
1. Parties: Identification of the lender, borrower, and any other principal parties to the agreement
2. Background: Context of the loan and mortgage arrangement, including purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Details: Principal amount, currency, purpose, and drawdown conditions
5. Interest and Fees: Interest rate (fixed or variable), calculation method, fees, and charges
6. Repayment Terms: Repayment schedule, installment amounts, and payment methods
7. Property Details: Description and details of the mortgaged property
8. Security Arrangements: Details of the mortgage security and registration requirements
9. Borrower's Representations: Borrower's confirmations regarding their status, authority, and property ownership
10. Borrower's Covenants: Ongoing obligations regarding property maintenance, insurance, and loan compliance
11. Events of Default: Circumstances constituting default and consequences
12. Lender's Rights and Remedies: Actions lender may take in case of default or breach
13. Insurance Requirements: Required property and other insurance coverage
14. Notices: Communication methods and contact details for formal notices
15. Governing Law and Jurisdiction: Confirmation of Danish law governance and jurisdiction
16. Execution: Signature blocks and execution formalities
1. Guarantor Provisions: Include when there is a guarantor for the loan
2. Property Usage Restrictions: Include for properties with specific usage limitations or requirements
3. Pre-payment Terms: Include if early repayment is permitted with specific conditions
4. Interest Rate Adjustment: Include for variable rate loans with specific adjustment mechanisms
5. Multiple Properties: Include when the mortgage covers multiple properties
6. Foreign Currency Provisions: Include if loan is in currency other than Danish Krone
7. Construction Provisions: Include for properties under construction or renovation
8. Environmental Provisions: Include for properties with environmental considerations or requirements
1. Property Description Schedule: Detailed legal description of the mortgaged property
2. Repayment Schedule: Detailed amortization table showing payment dates and amounts
3. Insurance Requirements Schedule: Detailed insurance requirements and minimum coverage
4. Property Valuation Report: Professional valuation of the mortgaged property
5. Fee Schedule: Detailed breakdown of all applicable fees and charges
6. Property Title Documents: Copies of relevant title documents and registration certificates
7. Special Conditions: Any special conditions or requirements specific to the loan or property
8. Required Documents List: List of documents required for loan disbursement and ongoing compliance
Authors
Relevant legal definitions
Agreement
Additional Security
Applicable Law
Approved Valuation
Business Day
Borrower
Completion Date
Default Interest Rate
Default Event
Drawdown Date
Encumbrance
Environmental Law
Facility
Financial Indebtedness
Financial Statements
Ground Lease
Guarantor
Insurance Policies
Interest Payment Date
Interest Period
Interest Rate
Land Registry
Lender
Loan
Loan Amount
Material Adverse Effect
Mortgage
Mortgaged Property
Payment Date
Permitted Encumbrance
Principal Amount
Property
Property Register
Receiver
Reference Rate
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Taxes
Term
Title Documents
Valuation Report
VAT
Additional Security
Applicable Law
Approved Valuation
Business Day
Borrower
Completion Date
Default Interest Rate
Default Event
Drawdown Date
Encumbrance
Environmental Law
Facility
Financial Indebtedness
Financial Statements
Ground Lease
Guarantor
Insurance Policies
Interest Payment Date
Interest Period
Interest Rate
Land Registry
Lender
Loan
Loan Amount
Material Adverse Effect
Mortgage
Mortgaged Property
Payment Date
Permitted Encumbrance
Principal Amount
Property
Property Register
Receiver
Reference Rate
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Taxes
Term
Title Documents
Valuation Report
VAT
Clauses
Interpretation
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Property
Registration
Representations and Warranties
Covenants
Insurance
Events of Default
Enforcement
Set-off
Assignment and Transfer
Costs and Expenses
Indemnification
Notices
Amendments
Severability
Force Majeure
Entire Agreement
Third Party Rights
Confidentiality
Data Protection
Anti-Money Laundering
Governing Law
Jurisdiction
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Property
Registration
Representations and Warranties
Covenants
Insurance
Events of Default
Enforcement
Set-off
Assignment and Transfer
Costs and Expenses
Indemnification
Notices
Amendments
Severability
Force Majeure
Entire Agreement
Third Party Rights
Confidentiality
Data Protection
Anti-Money Laundering
Governing Law
Jurisdiction
Relevant Industries
Banking & Financial Services
Real Estate
Mortgage Services
Legal Services
Insurance
Property Development
Construction
Housing
Commercial Property
Residential Property
Relevant Teams
Legal
Compliance
Credit Risk
Mortgage Services
Real Estate
Finance
Property Management
Loan Administration
Risk Management
Document Management
Relevant Roles
Loan Officer
Mortgage Advisor
Legal Counsel
Compliance Officer
Credit Manager
Property Valuer
Real Estate Manager
Risk Manager
Financial Director
Property Lawyer
Banking Executive
Mortgage Underwriter
Contract Manager
Property Portfolio Manager
Finance Manager
Find the exact document you need
Private Home Loan Contract
A Danish law-governed agreement establishing terms and conditions for a private home loan between a financial institution and borrower, including loan terms, security arrangements, and regulatory compliance requirements.
find out more
Loan And Mortgage Agreement
A Danish law-governed agreement combining loan terms and mortgage security arrangements for property-backed lending.
find out more
Mortgage Loan Contract
A Danish law-governed agreement between a mortgage credit institution and borrower establishing terms for a property-secured loan in Denmark.
find out more
Mortgage Security Agreement
A Danish law-governed security agreement creating a mortgage over real property, requiring registration with the Danish Land Registry.
find out more
Private Mortgage Agreement
A Danish law-governed agreement establishing terms for a private mortgage loan secured against real property, detailing loan conditions and security arrangements.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our Trust Centre for more details and real-time security updates.
Read our Privacy Policy.