The Credit Card Missing Letter is a crucial document used when a credit card holder needs to formally notify their bank about a lost or stolen credit card in Germany. This document is essential for protecting both the cardholder and the bank under German banking regulations and the Payment Services Supervision Act (Zahlungsdiensteaufsichtsgesetz). It serves multiple purposes: officially documenting when the card was reported missing, initiating the card cancellation process, requesting a replacement card, and establishing the timeline for liability limitations regarding unauthorized transactions. The letter must comply with German banking regulations and data protection laws (GDPR/DSGVO), particularly concerning the handling of personal and financial information. It's typically used in conjunction with the bank's internal procedures for handling lost or stolen cards and may be required for insurance claims or dispute resolution.

1. Header Information: Bank's name and address, date, reference numbers, and subject line clearly stating 'Missing Credit Card Report'

2. Account Holder Details: Full name, address, customer ID, and contact information of the cardholder

3. Card Information: Credit card number (last 4 digits only), type of card, and name as appears on card

4. Missing Card Circumstances: Brief description of when and how the card was discovered missing

5. Last Known Transactions: Details of the last known legitimate transactions made with the card

6. Action Request: Clear statement requesting card cancellation and replacement

7. Declaration: Statement confirming the truth of the information provided

8. Signature Block: Space for signature, date, and printed name