The Cash Loan Promissory Note is a fundamental debt instrument used in Swiss lending transactions when a formal record of debt and repayment obligation is required. This document type is particularly useful for both institutional and private lending arrangements, providing a legally enforceable instrument under Swiss law that is simpler than a full loan agreement but still contains all essential terms. The note must comply with Articles 981-996 of the Swiss Code of Obligations and includes key information such as the loan amount, interest terms, repayment schedule, and the borrower's unconditional promise to pay. It can be used for both corporate and individual borrowing, and its streamlined nature makes it particularly suitable for straightforward lending arrangements where a full facility agreement might be unnecessarily complex.

1. Parties: Identification of the lender and borrower with full legal names, addresses, and any registration numbers

2. Background: Brief context of the loan arrangement and confirmation that the borrower has requested and the lender has agreed to provide the loan

3. Definitions: Key terms used in the document, including 'Loan Amount', 'Interest Rate', 'Maturity Date', and 'Event of Default'

4. Loan Amount and Currency: Clear statement of the principal amount being borrowed and the currency

5. Interest Rate: Specification of the applicable interest rate, calculation method, and payment frequency

6. Repayment Terms: Details of how and when the loan will be repaid, including payment schedule and method

7. Promise to Pay: Formal declaration of the borrower's unconditional promise to repay the loan and interest

8. Events of Default: Circumstances that would constitute a default under the note

9. Enforcement: Rights of the lender in case of default and reference to Swiss debt enforcement procedures

10. Governing Law: Explicit statement that the note is governed by Swiss law

11. Signatures: Execution block for signatures, including date and place of signing