Capital Loan Agreement for Switzerland

Capital Loan Agreement Template for Switzerland

A Swiss-law governed Capital Loan Agreement is a legally binding contract that establishes the terms and conditions under which a lender provides capital financing to a borrower. The agreement, governed by Swiss law, particularly the Swiss Code of Obligations, sets out the loan amount, interest rates, repayment terms, security arrangements (if any), and the rights and obligations of all parties involved. It includes specific provisions required under Swiss law regarding interest calculation, payment terms, and default scenarios, while incorporating necessary compliance elements for Swiss financial regulations.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Capital Loan Agreement

Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc

What is a Capital Loan Agreement?

The Capital Loan Agreement is a fundamental financing instrument used in Switzerland when one party (typically a financial institution or professional lender) provides capital to another party for business purposes. This agreement is particularly relevant for corporate financing, business expansion, or major capital investments. The document must comply with Swiss law, specifically the Swiss Code of Obligations (CO) Articles 312-318 governing loan agreements, and potentially the Federal Act on Financial Services (FinSA) if applicable. The Capital Loan Agreement includes comprehensive terms covering the loan amount, interest calculations, drawdown mechanics, repayment schedules, security arrangements, and default provisions. It's designed to protect both lender and borrower interests while ensuring compliance with Swiss regulatory requirements.

What sections should be included in a Capital Loan Agreement?

1. Parties: Identification of the Lender and Borrower with full legal names and addresses

2. Background: Context of the loan arrangement and brief description of the parties' intentions

3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and rules of interpretation

4. Loan Amount and Purpose: Specification of the loan amount and permitted use of funds

5. Interest: Interest rate, calculation method, and payment terms

6. Drawdown: Conditions and process for disbursement of the loan

7. Repayment: Terms and schedule for repayment of the loan principal

8. Representations and Warranties: Statements of fact and assurances given by the Borrower

9. Borrower Covenants: Ongoing obligations of the Borrower during the loan term

10. Events of Default: Circumstances constituting default and consequences thereof

11. Taxes and Costs: Allocation of tax liabilities and transaction costs

12. Notices: Process and requirements for formal communications between parties

13. Governing Law and Jurisdiction: Confirmation of Swiss law governance and jurisdiction for disputes

14. Miscellaneous: Standard boilerplate provisions including severability, amendments, and entire agreement

What sections are optional to include in a Capital Loan Agreement?

1. Security: Details of any collateral or security arrangements, used when the loan is secured

2. Guarantee: Terms of any guarantee provided by a third party, included when there is a guarantor

3. Insurance: Requirements for insurance of any secured assets, included for secured loans

4. Conditions Precedent: Pre-conditions to be satisfied before drawdown, used for complex loans or where specific requirements must be met

5. Prepayment: Terms for early repayment, included when early repayment is permitted

6. Assignment and Transfer: Rules for transferring rights under the agreement, included when transfer rights are important

7. Information Undertakings: Requirements for financial reporting and information provision, used for larger commercial loans

8. Currency Provisions: Terms dealing with currency conversion and exchange risks, included for loans in foreign currencies

What schedules should be included in a Capital Loan Agreement?

1. Repayment Schedule: Detailed schedule of repayment dates and amounts

2. Form of Drawdown Notice: Template for requesting disbursement of the loan

3. Security Details: Detailed description of any security or collateral provided

4. Conditions Precedent Documents: List of required documents and conditions to be satisfied before drawdown

5. Calculation of Interest: Detailed methodology for interest calculations and examples

6. Form of Compliance Certificate: Template for periodic confirmation of compliance with loan terms

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Switzerland

Publisher

Genie AI

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use
Relevant legal definitions
Clauses
Relevant Industries

Banking & Financial Services

Corporate Finance

Investment Management

Real Estate

Manufacturing

Technology

Healthcare

Construction

Retail

Energy

Infrastructure

Professional Services

Relevant Teams

Legal

Finance

Treasury

Risk Management

Compliance

Corporate Banking

Credit Analysis

Investment

Operations

Corporate Development

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Legal Counsel

Corporate Lawyer

Financial Controller

Credit Manager

Risk Manager

Compliance Officer

Investment Manager

Relationship Manager

Corporate Banking Manager

Finance Manager

Business Development Director

Managing Director

Industries
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Personal Loan Contract Between Family

Swiss-law governed agreement formalizing loan arrangements between family members, including terms for amount, repayment, and interest.

Download

Legally Binding Loan Agreement

Swiss law-governed loan agreement establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and party obligations.

Download

Simple Shareholder Loan Agreement

A Swiss-law governed agreement documenting the terms of a loan from a shareholder to their company, including key commercial terms and compliance requirements.

Download

Employer Loan To Employee Agreement

A Swiss law-governed agreement establishing terms for an employer-provided loan to an employee, including loan amount, repayment terms, and employment-related provisions.

Download

Unsecured Personal Loan Agreement

Swiss law-governed agreement for unsecured personal lending, compliant with Swiss Code of Obligations and Consumer Credit Act requirements.

Download

Term Loan Facility Agreement

Swiss law-governed agreement establishing terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.

Download

Personal Loan Letter

A Swiss-law governed Personal Loan Letter documenting terms and conditions of a personal loan, including amount, interest, and repayment terms.

Download

Family Member Promissory Note

A Swiss-law governed promissory note documenting loan arrangements between family members, incorporating specific provisions for familial financial arrangements and Swiss legal requirements.

Download

Loan Agreement Between Family Members

Swiss law-governed loan agreement template for structured lending arrangements between family members, incorporating key Swiss legal requirements and family law considerations.

Download

Facility Loan Agreement

Swiss law-governed agreement establishing terms and conditions for providing loan facilities, including key lending terms, security arrangements, and regulatory compliance requirements.

Download

Overagreement

A Swiss law framework agreement establishing master terms for ongoing business relationships and future transactions.

Download

Loan Note Register

A Swiss law-governed register documenting the ownership and transfer of loan notes, serving as the official record under Swiss securities regulations.

Download

Litigation Financing Agreement

Swiss law-governed agreement establishing terms for third-party litigation funding, including funding scope, returns, and control mechanisms.

Download

Inter Corporate Loan Agreement

A Swiss law-governed agreement establishing terms for corporate-to-corporate lending, structured under Swiss Code of Obligations and financial regulations.

Download

House Loan Contract

A Swiss law-governed agreement between a lender and borrower for residential property financing, detailing loan terms, security arrangements, and obligations under Swiss banking regulations.

Download

Money Lending Form

A Swiss-law governed agreement establishing terms and conditions for lending money, compliant with Swiss banking and financial regulations.

Download

Subordinated Loan Agreement

A Swiss law financing agreement documenting a subordinated loan arrangement where the lender's claims rank behind senior creditors, incorporating specific Swiss legal and regulatory requirements.

Download

Promise Note

A Swiss law-governed formal instrument containing an unconditional promise to pay a specified sum of money to a designated party at a future date.

Download

Interest Loan Agreement

A Swiss law-governed agreement establishing terms for an interest-bearing loan, including loan amount, interest rates, and repayment conditions.

Download

Personal Loan Between Friends Contract

A Swiss law-governed agreement formalizing a personal loan arrangement between friends, including loan terms, repayment conditions, and parties' obligations.

Download

Contract For Land Purchase

Swiss law-governed agreement for land transfer, requiring notarization and land registry registration, detailing property specifications, price, and transfer conditions.

Download

Loan Participation Agreement

Swiss law-governed agreement establishing terms for a financial institution's participation in a loan made by another lender, including payment mechanics and risk allocation.

Download

Investment Loan Contract

A Swiss law-governed agreement establishing terms for providing and managing investment-focused loan facilities, incorporating key Swiss regulatory requirements and investment criteria.

Download

Facility Agreement

A Swiss law-governed agreement establishing terms and conditions for providing financial facilities, incorporating Swiss legal requirements and international lending practices.

Download

Small Business Loan Contract

Swiss law-governed loan agreement for small business financing, compliant with Swiss banking regulations and commercial law.

Download

Simple Loan Term Sheet

A preliminary document under Swiss law outlining key commercial and legal terms of a proposed loan arrangement, serving as the foundation for a detailed loan agreement.

Download

Loan Forgiveness Agreement

A Swiss law-governed agreement documenting the release of a borrower from their obligation to repay all or part of an existing loan, including associated terms and conditions.

Download

Loan And Mortgage Agreement

A Swiss law-governed agreement combining loan provisions with mortgage security arrangements, establishing terms for lending and property security in Switzerland.

Download

Loan Agreement Term Sheet

A Swiss law-governed term sheet outlining key commercial and legal terms for a proposed loan facility, serving as the foundation for detailed loan documentation.

Download

Line Of Credit Contract

A Swiss law-governed agreement establishing a flexible credit facility between a lender and borrower, setting out terms for accessing and repaying credit up to a predetermined limit.

Download

International Loan Agreement

Swiss law-governed agreement establishing terms for international lending arrangements, including loan terms, security, and cross-border considerations.

Download

Equipment Loan Agreement Form

Swiss law-governed agreement establishing terms for temporary equipment loans, including maintenance, liability, and return conditions.

Download

Short Term Loan Agreement

Swiss law-governed agreement establishing terms and conditions for a short-term loan, including loan amount, interest, and repayment provisions.

Download

Real Estate Mortgage Agreement

A Swiss law-governed agreement establishing a mortgage over real estate property, detailing loan terms and security arrangements under the Swiss mortgage certificate (Schuldbrief) system.

Download

Real Estate Loan Agreement

A Swiss law-governed agreement setting out terms and conditions for real estate-secured financing, including loan terms, security arrangements, and compliance with Swiss banking and property regulations.

Download

Mezzanine Loan Agreement

A Swiss law-governed agreement for subordinated debt financing with equity-like features, establishing terms for mezzanine lending including security, subordination, and potential equity conversion rights.

Download

Master Loan Agreement

Swiss law-governed framework agreement establishing terms and conditions for ongoing lending relationships between financial institutions and borrowers.

Download

Margin Loan Agreement

A Swiss law agreement governing margin lending facilities secured by financial instruments, compliant with Swiss financial services regulations and banking requirements.

Download

Loan Note Agreement

A Swiss law-governed agreement documenting terms of loan notes issuance, including interest, repayment, and noteholder rights.

Download

Loan Guarantee Agreement

A Swiss law-governed agreement where a guarantor secures a borrower's loan obligations, subject to Swiss Code of Obligations requirements.

Download
See more related templates

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it

2 Docs LeftAccess Now