1. Cease and Desist Request: Section requesting the collection agency to stop all communication, used when harassment or excessive contact has occurred

2. Identity Theft Declaration: Section to be included if the debt resulted from identity theft, including reference to police reports if applicable

3. Statute of Limitations Notice: Statement regarding expired limitation period, if the debt is time-barred

4. Previous Communication Reference: Details of any previous correspondence or conversations with the collection agency

5. Payment History: Section detailing any payments already made on the debt, if applicable

6. Hardship Statement: Description of financial hardship circumstances, if seeking special consideration

1. Supporting Documentation: List of enclosed documents that support your dispute

2. Previous Correspondence: Copies of any relevant previous letters or communications with the collection agency

3. Evidence of Payment: Copies of receipts, bank statements, or other proof of payment if claiming the debt has been paid

4. Identity Documentation: Copies of identification documents if identity theft is claimed

5. Third-Party Documentation: Any relevant documents from third parties supporting your dispute (e.g., police reports, credit reports)