Mortgage Separation Agreement Template for Belgium

1. Third-Party Guarantors: Required when there are guarantors involved in the mortgage who need to consent to the separation

2. Property Maintenance: Needed when specific arrangements for property maintenance and repairs need to be documented

3. Insurance Obligations: Include when specific insurance arrangements need to be documented

4. Special Payment Arrangements: Required when there are non-standard payment arrangements or temporary modifications

5. Property Sale Provisions: Include when there is a possibility or plan to sell the property in the future

6. Refinancing Provisions: Needed when one party plans to refinance the mortgage

7. Occupancy Rights: Required when specific arrangements about who can occupy the property need to be documented

8. Costs and Fees Division: Include when there are specific arrangements for sharing legal, registration, or other costs

1. Schedule A - Property Documentation: Copies of property deed, cadastral documents, and property registration details

2. Schedule B - Existing Mortgage Documentation: Copy of current mortgage agreement and recent mortgage statements

3. Schedule C - Payment Schedule: Detailed breakdown of payment obligations including amounts and dates

4. Schedule D - Property Valuation: Current professional valuation of the property

5. Schedule E - Bank Consent Documentation: Written consent from the mortgage lender regarding the separation

6. Schedule F - Financial Statements: Current financial information of both parties relevant to the separation

7. Schedule G - Tax Certificates: Relevant tax documentation and certificates

8. Schedule H - Insurance Documentation: Details of property insurance arrangements and policies