1. Joint Account Holder Details: Additional section for joint account holders' information and operating instructions - used when account has multiple holders

2. Business Entity Information: Additional information required for corporate accounts including director details, shareholding structure - used for non-individual accounts

3. Foreign Exchange Declaration: Required for non-resident accounts or foreign currency deposits - includes exchange control information

4. Intermediary Details: Information about financial advisor or intermediary if the account is opened through one

5. Power of Attorney: Details of appointed representatives - used when account is operated by someone other than the account holder

1. Schedule A - Interest Rate Structure: Detailed breakdown of interest rates applicable to different deposit amounts and terms

2. Schedule B - Fee Schedule: Comprehensive list of applicable fees and charges

3. Appendix 1 - Required Documentation Checklist: List of required KYC documents based on customer type (individual/corporate/foreign)

4. Appendix 2 - FICA Requirements: Detailed explanation of FICA requirements and verification procedures

5. Appendix 3 - Tax Implications: Summary of tax implications and withholding tax information for different customer types