Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide borrowers with disclosures regarding the real estate settlement process

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale of land, requiring developers to disclose information to potential buyers

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real property interests

State Property Laws: State-specific laws governing real property ownership, transfer, and rights within the specific jurisdiction

State Real Estate Transfer Laws: State-specific requirements for transferring real property, including deed requirements and transfer taxes

State Recording Statutes: Laws governing the recording of real estate documents and determining priority of competing claims to real property

State Disclosure Requirements: State-mandated disclosures about property condition, defects, hazards, and other material facts

State Contract Laws: General contract principles and requirements specific to each state governing formation and enforcement of contracts

Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable

Local Zoning Laws: Municipal regulations governing property use, development, and restrictions

Property Tax Laws: Federal, state, and local laws governing the assessment and collection of property taxes

Environmental Regulations: Laws concerning environmental protection, hazards, and compliance requirements affecting real property

HOA Rules: Homeowners Association regulations and restrictions affecting property use and transfer, if applicable

Title Insurance Requirements: State-specific requirements for title insurance and protection against title defects

Escrow Requirements: State-specific rules governing the handling of funds and documents through escrow in real estate transactions

Real Estate License Laws: State laws governing the licensing and conduct of real estate professionals involved in the transaction

Property Description Requirements: Legal requirements for accurately describing the property being sold, including boundaries and improvements

Purchase Price and Payment Terms: Legal requirements for specifying the purchase price, payment method, and financing terms in the contract

Closing and Possession Requirements: Legal framework for specifying closing dates, possession transfer, and related obligations

Contingency Clauses: Legal provisions allowing parties to exit the contract under specified conditions such as financing, inspection, or appraisal

Default and Remedies Provisions: Legal framework for addressing breach of contract and available remedies for the parties

Assignment Rights: Legal provisions governing the right to assign or transfer contract rights to other parties

Closing Costs Allocation: Legal framework for allocating various closing costs between buyer and seller