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1. Parties: Identifies and defines the Lender, Borrower, and any other relevant parties to the agreement
2. Background: Explains the context of the loan and pledge arrangement, including the purpose of the loan
3. Definitions: Defines key terms used throughout the agreement
4. Loan Terms: Details of the loan including principal amount, interest rate, payment schedule, and maturity date
5. Pledge and Security Interest: Describes the collateral being pledged and establishes the security interest
6. Perfection and Priority: Requirements and procedures for perfecting the security interest in the pledged collateral
7. Representations and Warranties: Statements of fact by the borrower regarding their authority, ownership of collateral, and other material matters
8. Covenants: Ongoing obligations of the borrower regarding maintenance of collateral, financial reporting, and other requirements
9. Events of Default: Circumstances that constitute default and trigger remedies
10. Remedies: Rights and actions available to the lender upon default
11. Governing Law and Jurisdiction: Specifies applicable law and courts for dispute resolution
12. Notices: Procedures for formal communications between parties
13. Miscellaneous: Standard boilerplate provisions including severability, amendments, and entire agreement
1. Intercreditor Provisions: Required when multiple lenders are involved to establish priority and relationships between creditors
2. Control Agreements: Needed when collateral includes deposit accounts, securities accounts, or other financial assets requiring control agreements
3. Insurance Requirements: Detailed insurance obligations when pledged collateral requires specific insurance coverage
4. Tax Provisions: Special tax considerations and allocations, particularly relevant for complex collateral or international transactions
5. Regulatory Compliance: Specific provisions required for regulated industries or specific types of collateral
6. Valuation and Appraisal: Procedures for periodic valuation of collateral, particularly for volatile or complex assets
7. Custody Arrangements: Required when pledged assets need third-party custodian arrangements
1. Schedule of Pledged Collateral: Detailed description and/or inventory of all assets being pledged as collateral
2. Payment Schedule: Detailed breakdown of payment amounts, dates, and calculation methodologies
3. Form of Promissory Note: Standard form of note evidencing the loan obligation
4. UCC Filing Information: Details required for UCC filings and perfection of security interest
5. Form of Control Agreement: Standard form of account control agreement for financial accounts
6. Insurance Requirements: Specific insurance types, coverage amounts, and endorsement requirements
7. Permitted Liens: List of pre-existing or permitted liens on the collateral
Account
Account Bank
Administrative Agent
Affiliate
Applicable Law
Applicable Rate
Assignment
Bankruptcy Event
Borrower
Business Day
Closing Date
Collateral
Collateral Account
Collateral Agent
Control
Control Agreement
Default
Default Rate
Disposition
Distribution
Effective Date
Encumbrance
Event of Default
Financial Statements
GAAP
Governmental Authority
Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Lender
Lien
Loan
Loan Documents
Maturity Date
Material Adverse Effect
Obligations
Permitted Liens
Person
Pledge
Pledged Assets
Pledged Collateral
Pledged Securities
Principal Amount
Proceeds
Regulatory Authority
Secured Obligations
Secured Parties
Security Interest
Security Period
Subsidiary
Taxes
UCC
Voting Rights
Security Interest
Collateral
Representations and Warranties
Covenants
Default
Remedies
Interest
Payment
Perfection
Priority
Control
Assignment
Transfer
Notice
Indemnification
Amendment
Termination
Governing Law
Jurisdiction
Confidentiality
Force Majeure
Severability
Further Assurance
Entire Agreement
Counterparts
Waiver
Set-off
Tax
Costs and Expenses
Survival
Authority
No Agency
Third Party Rights
Registration
Custody
Voting Rights
Income Rights
Enforcement
Regulatory Compliance
Banking
Financial Services
Real Estate
Manufacturing
Technology
Healthcare
Energy
Infrastructure
Private Equity
Asset Management
Commercial Lending
Agriculture
Retail
Transportation
Construction
Legal
Finance
Treasury
Risk Management
Compliance
Credit
Corporate Secretariat
Operations
Portfolio Management
Collateral Management
Banking Relations
Chief Financial Officer
Treasury Manager
Legal Counsel
Finance Director
Credit Risk Manager
Loan Officer
Compliance Officer
Corporate Secretary
Risk Management Officer
Portfolio Manager
Collateral Manager
Securities Officer
Financial Controller
Chief Legal Officer
Banking Relationship Manager
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