1. Electronic Banking Services: Additional terms for digital banking services, used when online banking access is required

2. Joint Account Provisions: Special provisions for joint accounts, included when multiple account holders are involved

3. Corporate Account Provisions: Specific terms for corporate accounts, included for business customers

4. Foreign Currency Operations: Terms for foreign currency transactions, included for multi-currency accounts

5. Special Instructions: Custom operating instructions, included when specific handling requirements exist

6. Standing Orders: Terms for recurring payments and standing instructions, included when such services are requested

7. Overdraft Facility: Terms for overdraft services, included when overdraft facility is provided

8. Relationship Manager: Provisions regarding dedicated banking support, included for premium accounts

1. Schedule 1 - Authorized Signatories: Detailed list of authorized signatories with specimen signatures and powers

2. Schedule 2 - Fee Schedule: Comprehensive breakdown of all applicable fees, charges, and commission rates

3. Schedule 3 - Required Documentation: List of required documents for account operation and compliance purposes

4. Schedule 4 - Transaction Limits: Detailed matrix of transaction limits for different types of operations

5. Schedule 5 - Electronic Banking Services: Specific terms and conditions for electronic banking services

6. Appendix A - Account Opening Forms: Standard forms required for account opening and operation

7. Appendix B - KYC Documentation: Know Your Customer documentation requirements and procedures

8. Appendix C - Operating Procedures: Detailed procedures for various account operations and services