1. Islamic Finance Provisions: Required when the refinancing needs to comply with Islamic banking principles

2. Foreign Currency Provisions: Required when the refinancing involves foreign currency elements

3. Syndication Provisions: Required when multiple lenders are involved in the refinancing

4. Regulatory Compliance: Specific section addressing compliance with State Bank of Pakistan regulations when refinancing involves regulated entities

5. Inter-creditor Provisions: Required when multiple creditors are involved with different rankings or priorities

6. Tax Provisions: Detailed tax-related provisions when the refinancing has specific tax implications or cross-border elements

1. Schedule 1 - Existing Facility Details: Details of the original facility being refinanced, including outstanding amounts

2. Schedule 2 - Conditions Precedent Documents: List of all required documents and conditions to be satisfied

3. Schedule 3 - Repayment Schedule: Detailed amortization or repayment schedule

4. Schedule 4 - Security Details: Comprehensive list and description of security/collateral

5. Schedule 5 - Forms: Standard forms including drawdown notices, compliance certificates, and other administrative forms

6. Schedule 6 - Existing Security Documents: List of security documents from original facility that will continue

7. Appendix A - Calculation Methods: Detailed explanation of financial calculations, including interest, fees, and penalties

8. Appendix B - Required Authorizations: List of regulatory and corporate authorizations required