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1. Borrower Information: Complete identification details of the borrower including full name, address, contact information, and government-issued ID numbers
2. Lender Information: Full legal name and details of the financial institution receiving the authorization
3. Purpose of Authorization: Clear statement of the purpose and scope of the authorization being granted
4. Authorized Actions: Detailed list of specific actions the borrower is authorizing the lender to perform
5. Data Privacy Consent: Explicit consent for collection, processing, and sharing of personal information in compliance with the Data Privacy Act
6. Duration of Authorization: Specification of how long the authorization remains valid
7. Revocation Rights: Statement of the borrower's right to revoke the authorization and the process for doing so
8. Signature Block: Space for borrower's signature, date, and witness signatures if required
1. Co-Borrower Information: Required when there is a co-borrower involved in the loan application
2. Credit Report Authorization: Specific authorization for obtaining credit reports, needed when credit checks will be performed
3. Electronic Communication Consent: Required when the lender will communicate or send documents electronically
4. Third-Party Authorization: Needed when the authorization extends to sharing information with or allowing actions by third parties
5. Employment Verification: Required when the authorization includes permission to verify employment details
1. Schedule A - Authorized Third Parties: List of specific third parties authorized to receive information or act on behalf of the lender
2. Schedule B - Required Documentation: List of documents the borrower authorizes the lender to obtain or verify
3. Appendix 1 - Privacy Policy Summary: Summary of the lender's privacy policy and data handling practices
4. Appendix 2 - Contact Information: Detailed contact information for relevant departments of the lender
Authorized Representatives
Authorization Period
Bangko Sentral ng Pilipinas
Borrower
Co-Borrower
Confidential Information
Credit Report
Credit Reporting Agencies
Data Privacy Consent
Electronic Communications
Financial Information
Financial Institution
Governing Law
Lender
Loan Application
Personal Data
Personal Information
Privacy Policy
Revocation Notice
Sensitive Personal Information
Third Party
Third Party Agents
Verification Process
Data Privacy Consent
Information Collection
Information Sharing
Credit Check Authorization
Employment Verification
Document Collection
Third Party Authorization
Electronic Communication Consent
Duration
Revocation Rights
Representations and Warranties
Governing Law
Confidentiality
Liability
Amendments
Severability
Entire Agreement
Acknowledgment
Banking
Financial Services
Real Estate
Mortgage Lending
Consumer Finance
Corporate Banking
Microfinance
Insurance
Investment Services
Credit Services
Legal
Compliance
Credit Operations
Risk Management
Customer Service
Loan Processing
Documentation
Data Privacy
Branch Operations
Underwriting
Loan Officer
Credit Analyst
Compliance Officer
Banking Operations Manager
Risk Assessment Officer
Branch Manager
Account Executive
Mortgage Specialist
Legal Counsel
Data Privacy Officer
Customer Service Representative
Financial Advisor
Underwriter
Documentation Specialist
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