The Revolving Facility Agreement is a crucial financing document used when businesses require flexible access to credit for working capital, general corporate purposes, or specific project funding. This type of facility allows borrowers to draw down funds as needed, repay them, and then re-borrow within the facility limit, providing significant operational flexibility. Under Maltese law, these agreements must comply with the Banking Act, Financial Institutions Act, and relevant EU regulations, making them particularly suitable for Malta-based operations or cross-border transactions involving Maltese entities. The document includes comprehensive provisions covering facility mechanics, conditions precedent, representations, covenants, and events of default, while incorporating specific Maltese law requirements regarding security interests, enforcement, and banking regulations.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Parties: Identification of the lender(s), borrower(s), and any guarantors or security providers
2. Background: Context of the facility and relationship between the parties
3. Definitions and Interpretation: Defined terms, rules of interpretation, and currency conventions
4. The Facility: Core terms of the revolving facility including amount, purpose, and availability period
5. Conditions Precedent: Conditions that must be satisfied before utilization of the facility
6. Utilisation: Process and requirements for drawing down the facility
7. Repayment and Prepayment: Terms for scheduled repayments and voluntary/mandatory prepayments
8. Interest: Interest calculation, periods, and payment provisions
9. Fees: All applicable fees including arrangement, commitment, and utilization fees
10. Tax Gross Up and Indemnities: Tax-related provisions and associated indemnities
11. Changes in Circumstances: Provisions for market disruption, increased costs, and illegality
12. Representations: Borrower's representations and warranties
13. Information Undertakings: Requirements for financial and other information delivery
14. General Undertakings: Positive and negative covenants of the borrower
15. Events of Default: Circumstances constituting default and consequences
16. Changes to Parties: Transfer and assignment provisions
17. Administration: Payment mechanics, calculations, and notices
18. Governing Law and Enforcement: Choice of law and jurisdiction provisions
1. Financial Covenants: Specific financial ratios and tests - include when financial covenants are required
2. Security: Security package details - include when facility is secured
3. Guarantee: Guarantee provisions - include when there are guarantors
4. Bank Accounts: Mandatory account arrangements - include when specific account structure is required
5. Accordion Feature: Facility increase provisions - include when facility may be increased
6. Multi-currency Provisions: Currency switching mechanisms - include for multi-currency facilities
7. Majority Lenders: Syndicate decision-making - include for syndicated facilities
8. Agency Provisions: Facility agent's role - include for syndicated facilities
9. Anti-corruption Provisions: Specific anti-corruption undertakings - include for cross-border facilities
10. Sanctions Provisions: Sanctions compliance - include for international borrowers/lenders
1. Conditions Precedent: List of required documents and conditions
2. Form of Utilisation Request: Standard form for drawing down the facility
3. Form of Transfer Certificate: Template for transferring commitments/loans
4. Form of Compliance Certificate: Template for financial covenant compliance
5. Repayment Schedule: If applicable, schedule of repayment dates and amounts
6. Form of Accession Deed: Template for additional borrowers/guarantors joining
7. Interest Calculation Examples: Examples of interest calculations
8. Form of Assignment Agreement: Template for assigning rights under the agreement
9. Existing Security: Details of any existing security arrangements
10. Contact Details: Administrative and notice details for all parties
Find the exact document you need
Factoring Agreement With Recourse
A Maltese law-governed agreement for the purchase of trade receivables by a factor from a client, with right of recourse in case of debtor default.
Download
Agreement Letter For Money Lending
A Maltese law-governed letter agreement documenting terms and conditions of a money lending arrangement, suitable for personal or small business loans.
Download
Overfacility Agreement
A Maltese law-governed agreement establishing terms for an overdraft facility between a lender and borrower, including credit limits, interest rates, and regulatory compliance requirements.
Download
Revolving Facility Agreement
A Maltese law-governed agreement establishing a revolving credit facility between lender(s) and borrower(s), allowing flexible drawdown and repayment of funds within an agreed limit.
Download
Line Of Credit Contract
A Maltese law-governed agreement establishing a revolving credit facility between a lender and borrower, setting out terms for drawdown, repayment, and security arrangements.
Download
Unsecured Credit Agreement
A Maltese law-governed Unsecured Credit Agreement establishing terms for providing credit without collateral, compliant with local and EU regulations.
Download
Syndicated Credit Agreement
A Maltese law-governed agreement establishing terms for a syndicated loan facility where multiple lenders provide financing under coordinated terms.
Download
Fixed Sum Credit Agreement
A Maltese law-governed agreement between a credit provider and borrower for a fixed sum loan, compliant with Malta's Consumer Credit Regulations and EU directives.
Download
Line Of Credit Loan Agreement
A Maltese law-governed agreement establishing a revolving credit facility between a lender and borrower, setting out terms for multiple drawdowns and repayments within an approved credit limit.
Download
Credit Term Agreement
A Maltese law-governed agreement establishing terms and conditions for credit provision between lender and borrower, compliant with local and EU financial regulations.
Download
Credit Default Swap Agreement
A Maltese law-governed agreement establishing credit default protection between parties, defining credit events, settlement terms, and payment obligations in compliance with EU regulations.
Download
Term Loan Credit Agreement
A Maltese law-governed agreement setting out terms and conditions for a fixed-term loan facility, including loan amount, repayment terms, and security arrangements.
Download
Master Credit Agreement
A Maltese law-governed framework agreement establishing terms and conditions for credit facilities between lender and borrower, compliant with local and EU regulations.
Download
Credit Note Agreement
A Maltese law-governed agreement establishing terms for issuing and settling credit notes, ensuring compliance with local and EU regulations.
Download
Debt Forgiveness Agreement
A Maltese law-governed agreement documenting the formal release of debt obligations by a creditor to a debtor.
Download
Money Lending Contract
A Maltese law-governed agreement establishing terms and conditions for lending money, including loan amount, interest rates, repayment terms, and compliance with local financial regulations.
Download
Credit Support Agreement
A Maltese law-governed agreement establishing terms for providing and maintaining credit support between parties, including collateral arrangements and enforcement mechanisms.
Download
Consumer Credit Agreement
A Maltese law-governed agreement setting out terms for consumer credit provision, compliant with local and EU regulations.
Download
Credit Facility Letter
A Maltese law-governed letter documenting the terms and conditions of a credit facility between a financial institution and a borrower.
Download
Credit Facilities Agreement
A Maltese law-governed agreement setting out terms and conditions for the provision of credit facilities by a lender to a borrower, compliant with local banking regulations and EU requirements.
Download
Senior Facilities Agreement
A Maltese law-governed agreement establishing terms for senior debt facilities, including loan terms, security arrangements, and compliance requirements.
Download
Revolving Credit Loan Agreement
Maltese law-governed agreement establishing a revolving credit facility with drawdown and repayment mechanics, security provisions, and regulatory compliance requirements.
Download
Line Of Credit Agreement
A Maltese law-governed agreement establishing a revolving credit facility between a lender and borrower, setting out terms for flexible borrowing up to an agreed limit.
Download
Revolving Credit Agreement
A Maltese law-governed agreement establishing a revolving credit facility, allowing repeated borrowing and repayment up to a maximum amount.
Download
Credit Sale Agreement
A Maltese law-governed agreement combining sale of goods with credit terms, structured under Malta's Consumer Credit Act and Civil Code.
Download
Credit Assignment Agreement
A Maltese law-governed agreement facilitating the transfer of credit rights from an Assignor to an Assignee, with associated terms and regulatory compliance requirements.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)