Credit Agreement Contract Template for Indonesia

1. Security: Details of any collateral or security interest, used when the credit facility is secured

2. Guarantee: Terms of any third-party guarantee, included when there is a guarantor

3. Insurance: Requirements for insurance of collateral or other insurance obligations, included for secured loans

4. Change of Circumstances: Provisions for market disruption or change in law, particularly relevant for long-term or large facilities

5. Assignment and Transfer: Terms for transferring or assigning rights under the agreement, important for syndicated loans

6. Increased Costs: Provisions dealing with regulatory changes affecting the lender's costs, relevant for longer-term facilities

7. Tax Provisions: Detailed tax considerations and withholding requirements, necessary for complex corporate borrowers

1. Conditions Precedent: List of documents and conditions required before first drawdown

2. Drawdown Notice Form: Standard form for requesting drawdown under the facility

3. Repayment Schedule: Detailed amortization schedule if applicable

4. Security Details: Detailed description of any collateral or security provided

5. Fee Schedule: Breakdown of all applicable fees and charges

6. Calculation of Interest: Detailed methodology for interest calculation

7. Required Insurance: Specifications for required insurance coverage

8. Compliance Certificates: Template forms for periodic compliance reporting