Commercial Loan Agreement Template for Indonesia

1. Security: Required if the loan is secured by collateral or guarantees

2. Guarantee: Required if there are third-party guarantors

3. Multiple Drawdown Provisions: Required for facilities with multiple drawdown options

4. Currency Provisions: Required for loans involving foreign currency or multiple currencies

5. Syndication Provisions: Required if the loan may be syndicated to multiple lenders

6. Tax Gross-Up: Required if tax implications need specific handling

7. Break Costs: Required for fixed-rate loans with early repayment possibilities

8. Market Disruption: Required for loans with variable interest rates

9. Increased Costs: Required when regulatory changes might affect the lender's costs

1. Schedule 1 - Conditions Precedent Documents: List of all documents required before drawdown

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Form of Compliance Certificate: Template for periodic confirmation of covenant compliance

5. Schedule 5 - Security Documents: List and copies of all security documentation

6. Appendix A - Calculation of Interest Rate: Detailed methodology for calculating interest

7. Appendix B - Forms of Notices: Standard templates for various notices under the agreement

8. Appendix C - List of Existing Security: Details of any existing security interests affecting the borrower