The Mortgage Application Form is a fundamental document in Hong Kong's property financing process, designed to initiate the formal mortgage application procedure. It serves as the primary information-gathering instrument for lending institutions to assess loan eligibility and comply with regulatory requirements. The form must adhere to various Hong Kong ordinances, including the Banking Ordinance (Cap. 155), Personal Data (Privacy) Ordinance (Cap. 486), and Anti-Money Laundering regulations. It typically includes comprehensive sections covering personal information, financial status, property details, and various consent declarations. This document is essential for both residential and commercial property transactions in Hong Kong, forming the foundation for the lender's credit assessment and subsequent mortgage documentation.
Create a bespoke document in minutes, or upload and review your own.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Key Requirements PROMPT example:
Mortgage Application Form
"I need a Mortgage Application Form for a Hong Kong residential property development company that will be used for luxury apartments, including specific sections for foreign buyer requirements and multiple guarantor options, to be implemented by March 2025."
1. Personal Information: Basic details of applicant(s) including full name, HKID/passport number, date of birth, nationality, and contact information
2. Employment Details: Current employment status, employer information, occupation, length of service, and monthly income
3. Property Information: Details of the property to be mortgaged including address, type, size, purchase price, and current market value
4. Loan Requirements: Requested loan amount, preferred repayment period, and purpose of the mortgage (purchase/refinance/cash-out)
5. Financial Information: Current assets, liabilities, monthly expenses, and other financial commitments
6. Banking Relationship: Existing banking relationships and account information
7. Declaration of Purpose: Statement of intended use of the property and mortgage facility
8. Data Privacy Statement: Consent for collection and use of personal data as per Personal Data (Privacy) Ordinance
9. Declaration and Signature: Applicant's confirmation of information accuracy and acceptance of terms
1. Co-Borrower Information: Additional section for joint applicants or guarantors, including their personal and financial information
2. Property Valuation Authorization: Optional authorization for the bank to conduct property valuation
3. Insurance Requirements: Section for fire insurance and life insurance arrangements, if required by the lender
4. Existing Mortgage Information: Details of current mortgage if application is for refinancing
5. Direct Debit Authorization: Optional section for setting up automatic loan repayments
6. Self-Employed Business Information: Additional section for self-employed applicants requiring business financial information
1. Document Checklist: List of required supporting documents including ID copies, income proof, address proof, etc.
2. Fee Schedule: Breakdown of applicable fees including processing fees, valuation fees, and legal fees
3. Interest Rate Sheet: Current mortgage interest rates and packages offered by the bank
4. Terms and Conditions: Detailed terms and conditions of the mortgage facility
5. Property Information Sheet: Detailed information about the property including floor plans and ownership details
6. Income and Asset Proof Guide: Guide explaining acceptable forms of income and asset documentation
Authors
Relevant legal definitions
Applicant
Bank
Borrower
Co-Borrower
Collateral
Default
Drawdown Date
Facility
Guarantor
HIBOR
Hong Kong
HKMA
Interest Rate
Land Registry
Lending Institution
Loan Amount
Loan-to-Value Ratio
Margin
Maturity Date
Monthly Repayment
Mortgage
Mortgaged Property
Outstanding Balance
Overdraft
Overdue Payment
Personal Data
Prime Rate
Principal
Property
Purchase Price
Refinancing
Related Parties
Repayment Period
Security
Term
Title Deeds
Valuation
Valuation Report
Working Day
Bank
Borrower
Co-Borrower
Collateral
Default
Drawdown Date
Facility
Guarantor
HIBOR
Hong Kong
HKMA
Interest Rate
Land Registry
Lending Institution
Loan Amount
Loan-to-Value Ratio
Margin
Maturity Date
Monthly Repayment
Mortgage
Mortgaged Property
Outstanding Balance
Overdraft
Overdue Payment
Personal Data
Prime Rate
Principal
Property
Purchase Price
Refinancing
Related Parties
Repayment Period
Security
Term
Title Deeds
Valuation
Valuation Report
Working Day
Clauses
Personal Information Consent
Data Privacy
Declaration of Truth
Financial Disclosure
Property Details
Loan Terms
Anti-Money Laundering
Credit Reference
Insurance Requirements
Default Provisions
Change of Circumstances
Authorization
Property Valuation
Legal Fees
Supporting Documents
Direct Debit Authorization
Third Party Authorization
Interest Rate Provisions
Repayment Terms
Security Details
Information Update
Consent to Share Information
Declaration of Purpose
Banking Relationship
Guarantor Provisions
Data Privacy
Declaration of Truth
Financial Disclosure
Property Details
Loan Terms
Anti-Money Laundering
Credit Reference
Insurance Requirements
Default Provisions
Change of Circumstances
Authorization
Property Valuation
Legal Fees
Supporting Documents
Direct Debit Authorization
Third Party Authorization
Interest Rate Provisions
Repayment Terms
Security Details
Information Update
Consent to Share Information
Declaration of Purpose
Banking Relationship
Guarantor Provisions
Relevant Industries
Banking
Financial Services
Real Estate
Mortgage Lending
Property Development
Legal Services
Insurance
Financial Technology
Relevant Teams
Legal
Compliance
Credit Risk
Mortgage Processing
Customer Service
Document Management
Underwriting
Property Valuation
Risk Assessment
Operations
Relevant Roles
Mortgage Officer
Credit Analyst
Bank Manager
Compliance Officer
Legal Counsel
Property Valuer
Mortgage Broker
Real Estate Agent
Banking Relationship Manager
Risk Assessment Officer
Financial Advisor
Property Lawyer
Underwriter
Document Controller
Find the exact document you need
Contract Of Purchase And Sale For Commercial (Real Estate)
A Hong Kong law-governed agreement for the purchase and sale of commercial real estate, detailing all essential transaction terms and regulatory requirements.
find out more
Mortgage House Discharge Form
A Hong Kong legal document that releases a property from a mortgage security interest, requiring registration with the Land Registry.
find out more
Reverse Letter Of Credit
A Hong Kong-governed banking instrument that reverses traditional letter of credit roles, enabling sellers to extend secured credit to buyers.
find out more
Mortgage Confirmation Form
A Hong Kong-compliant form that confirms and summarizes key mortgage terms between a lender and borrower, including loan details and security arrangements.
find out more
Agreement For Mortgage Of Property
A Hong Kong law-governed agreement creating a security interest over real property to secure a loan, detailing the rights and obligations of the mortgagor and mortgagee.
find out more
Mortgage Application Form
A standardized Hong Kong mortgage application document used to gather applicant, property, and financial information for lending institutions under Hong Kong banking regulations.
find out more
Mortgage Sales Agreement
A Hong Kong law-governed agreement establishing the terms of a mortgage loan and the security interest over property, compliant with local banking and property regulations.
find out more
Second Letter Of Demand
A final formal warning letter under Hong Kong law demanding payment of an outstanding debt before legal proceedings are initiated.
find out more
Loan Agreement
A Hong Kong law-governed agreement establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and party obligations.
find out more
Download our whitepaper on the future of AI in Legal
By providing your email address you are consenting to our Privacy Notice.
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our Trust Centre for more details and real-time security updates.
Read our Privacy Policy.