A Finance Agreement is a crucial document used to formalize lending arrangements in Denmark, establishing the legal framework for financial facilities between lenders and borrowers. This document type is essential for any significant lending transaction, whether it's corporate financing, project finance, or asset-based lending. The agreement must comply with Danish financial regulations, including the Financial Business Act (Lov om finansiel virksomhed) and related legislation, while also adhering to EU financial directives. It contains detailed provisions covering facility terms, security arrangements, representations and warranties, covenants, and events of default. The document is particularly important in the Danish market where financial transactions require clear documentation of rights, obligations, and regulatory compliance.

1. Parties: Identification and details of the parties to the agreement, including registration numbers and addresses

2. Background: Context of the agreement and brief description of the transaction

3. Definitions: Definitions of key terms used throughout the agreement

4. Facility Amount and Purpose: Details of the financial facility being provided and its intended purpose

5. Conditions Precedent: Conditions that must be satisfied before the facility becomes available

6. Drawdown Mechanics: Procedures and requirements for accessing the facility

7. Interest and Fees: Interest rates, calculation methods, and all applicable fees

8. Repayment Terms: Schedule and methods of repayment, including any early repayment provisions

9. Representations and Warranties: Statements of fact and assurances given by the borrower

10. Covenants: Ongoing obligations of the borrower, including financial covenants

11. Events of Default: Circumstances that constitute default and consequences thereof

12. Security: Details of any security or guarantees provided

13. Notices: Communication requirements and contact details

14. Confidentiality: Provisions regarding confidential information

15. Assignment and Transfer: Rules regarding transfer of rights and obligations

16. Governing Law and Jurisdiction: Confirmation of Danish law and jurisdiction

17. Execution: Signature blocks and execution requirements