1. Guarantees: Required when there are personal or corporate guarantors for the credit facility

2. Insurance Requirements: Detailed insurance obligations when specific insurance coverage is required

3. Multiple Borrowers: Joint and several liability provisions when there are multiple borrowers

4. Foreign Currency Provisions: Required when the facility allows drawings in multiple currencies

5. Subordination: Needed when there are other creditors requiring priority arrangements

6. Environmental Matters: Required when the borrower's business involves environmental risks or when real property is taken as security

7. Financial Covenants: Detailed financial maintenance covenants for corporate borrowers

1. Schedule A - Definitions: Detailed definitions of terms used in the agreement

2. Schedule B - Drawing Notice: Form of notice for requesting advances under the facility

3. Schedule C - Calculation of Interest and Fees: Detailed methodology for calculating interest and fees

4. Schedule D - Security Documents: List and forms of required security documents

5. Schedule E - Compliance Certificate: Form of periodic compliance certificate to be provided by the Borrower

6. Appendix 1 - Permitted Liens: List of security interests and encumbrances permitted under the agreement

7. Appendix 2 - Disclosure Schedule: Borrower's disclosures related to representations and warranties