1. Security: Include when the debt is secured by collateral or guarantees

2. Acceleration Clause: Include when early repayment options or obligations are needed

3. Insurance Requirements: Include when insurance is required to protect the creditor's interests

4. Assignment and Transfer: Include when either party needs the right to assign the debt

5. Debt Restructuring Provisions: Include when flexibility for future restructuring may be needed

6. Co-signers: Include when there are guarantors or co-signers to the debt

7. Attorney's Fees: Include when legal cost recovery provisions are needed

8. Dispute Resolution: Include when specific dispute resolution procedures are preferred over court proceedings

1. Schedule A - Debt Calculation: Detailed breakdown of the total debt amount, including principal and any accrued interest

2. Schedule B - Repayment Schedule: Detailed amortization table showing payment dates and amounts

3. Schedule C - Security Details: Description and documentation of any collateral or security provided

4. Appendix 1 - Original Loan Documentation: Copies of original loan agreements or documentation proving the debt

5. Appendix 2 - Payment History: Record of any payments already made prior to this agreement

6. Appendix 3 - Supporting Documents: Any relevant supporting documents such as invoices or statements