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1. Parties: Identifies and defines all parties to the agreement, including lenders and borrower(s)
2. Background: Explains the context and purpose of the loan sharing arrangement
3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation rules
4. Loan Amount and Purpose: Specifies the total loan amount, each lender's contribution, and permitted use of funds
5. Interest and Fees: Details the interest rate, calculation method, and any applicable fees
6. Drawdown and Disbursement: Specifies conditions precedent and procedures for loan disbursement
7. Repayment Terms: Sets out repayment schedule, prepayment provisions, and allocation between lenders
8. Representations and Warranties: Standard declarations by borrower regarding their capacity and authority
9. Covenants: Positive and negative obligations of the borrower during the loan term
10. Events of Default: Lists circumstances constituting default and consequences
11. Inter-creditor Provisions: Governs relationship between lenders, including voting rights and payment priorities
12. Governing Law and Jurisdiction: Specifies Malaysian law as governing law and jurisdiction for disputes
1. Security Arrangements: Required when loan is secured against assets or property
2. Guarantee Provisions: Include when there are third-party guarantors
3. Islamic Finance Provisions: Required when the loan must comply with Shariah principles
4. Agent Provisions: Include when a facility agent is appointed to manage the loan
5. Assignment and Transfer: Include when lenders may want to transfer their loan portions
6. Currency Provisions: Required for multi-currency loans
7. Insurance Requirements: Include when specific insurance coverage is required
1. Schedule 1 - Lender Commitments: Details each lender's loan commitment amount and percentage share
2. Schedule 2 - Conditions Precedent: Lists all documents and conditions required before drawdown
3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if applicable
4. Schedule 4 - Form of Drawdown Notice: Standard form for requesting loan disbursement
5. Schedule 5 - Security Documents: List and copies of all security documents if applicable
6. Schedule 6 - Calculation of Interest and Fees: Detailed methodology for calculating interest and fees
7. Appendix A - Contact Details: Contact information for all parties and authorized representatives
Applicable Law
Available Commitment
Banking Day
Borrower
Commitment
Default
Default Interest
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Facility
Facility Agent
Final Maturity Date
Finance Documents
Financial Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Lender Proportion
Lenders
Loan
Majority Lenders
Material Adverse Effect
Outstanding Amount
Participating Lenders
Payment Date
Prepayment Amount
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Agent
Security Documents
Security Interest
Secured Obligations
Shariah Principles
Syndicate
Tax
Transaction Documents
Transfer Certificate
Unpaid Sum
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Payments
Security
Representations
Warranties
Covenants
Information Undertakings
Financial Covenants
Events of Default
Acceleration
Changes to Parties
Assignment
Inter-creditor Provisions
Agency Provisions
Costs and Expenses
Indemnification
Set-off
Notices
Calculations
Amendments
Confidentiality
Counterparts
Severability
Governing Law
Dispute Resolution
Islamic Finance Compliance
Force Majeure
Entire Agreement
Banking and Financial Services
Islamic Finance
Real Estate
Infrastructure
Manufacturing
Energy
Construction
Technology
Healthcare
Agriculture
Transportation
Telecommunications
Legal
Finance
Treasury
Compliance
Credit Risk
Corporate Banking
Islamic Banking
Investment Banking
Documentation
Security Administration
Chief Financial Officer
Finance Director
Legal Counsel
Banking Lawyer
Compliance Officer
Credit Risk Manager
Relationship Manager
Treasury Manager
Islamic Finance Specialist
Loan Officer
Corporate Finance Manager
Investment Manager
Security Trustee
Facility Agent
Contract Administrator
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