1. Financial Covenants: Specific financial ratios and tests - include when lending to corporate borrowers or when specific financial metrics need to be maintained

2. Security: Security package details - include when the facility is secured

3. Guarantee: Guarantee provisions - include when there are guarantors

4. Multiple Currencies: Currency conversion and availability - include for multi-currency facilities

5. Increased Costs and Tax Gross-Up: Provisions for regulatory changes and tax implications - include for sophisticated borrowers or cross-border lending

6. Market Disruption: Provisions for dealing with market disruption events - include for LIBOR/EURIBOR based facilities

7. Anti-corruption and Sanctions: Specific provisions relating to sanctions and anti-corruption laws - include for international lending

8. Break Costs: Provisions for compensation if loans are paid early - include for term loans with fixed rates

1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before first utilization

2. Schedule 2 - Utilization Request Form: Standard form for requesting drawdowns under the facility

3. Schedule 3 - Repayment Schedule: Detailed repayment dates and amounts if term loan structure

4. Schedule 4 - Notice Details: Contact details and addresses for notices for all parties

5. Schedule 5 - Form of Transfer Certificate: Standard form for transferring rights and obligations under the agreement

6. Schedule 6 - Form of Compliance Certificate: Template for periodic compliance certification

7. Appendix A - Interest Calculation Examples: Examples showing interest calculations in various scenarios

8. Appendix B - Security Documents: List and copies of all security documents if secured facility