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1. Parties: Identification of the lender(s) and borrower(s) with full legal names and addresses
2. Background: Context of the financing arrangement and purpose of the loan
3. Definitions and Interpretation: Comprehensive list of defined terms and interpretation rules
4. The Facility: Details of the loan amount, purpose, and availability
5. Conditions Precedent: Prerequisites that must be satisfied before drawdown
6. Drawdown: Procedures and requirements for drawing down the loan
7. Interest: Interest rate, calculation methods, and payment provisions
8. Repayment and Prepayment: Terms for scheduled repayments and early repayment options
9. Representations and Warranties: Statements of fact and assurances given by the borrower
10. Covenants: Positive and negative obligations of the borrower during the loan term
11. Events of Default: Circumstances constituting default and consequences
12. Changes to Parties: Rules for assignment and transfer of rights and obligations
13. Payments and Tax: Payment mechanics, currency, and tax provisions
14. Costs and Expenses: Allocation of transaction costs and ongoing expenses
15. Notices: Communication procedures between parties
16. Governing Law and Jurisdiction: Choice of Irish law and jurisdiction provisions
17. Execution: Signature blocks and execution formalities
1. Security: Required when the loan is secured by specific assets or guarantees
2. Syndication Provisions: Include when multiple lenders are involved or syndication is contemplated
3. Agent Provisions: Required when a facility agent is appointed to manage the loan
4. Intercreditor Provisions: Include when there are multiple creditors with different priorities
5. Currency Provisions: Required for multi-currency facilities
6. Increased Costs and Market Disruption: Include for longer-term facilities or where market sensitivity is important
7. Tax Gross-Up and Indemnities: Detailed tax provisions for cross-border or complex financing structures
8. Green Loan Provisions: Include for environmentally-focused or sustainable financing
9. Irish Law Specific Provisions: Additional provisions required by Irish law for specific types of borrowers or security
1. Conditions Precedent: Detailed list of required documents and conditions
2. Form of Drawdown Request: Template for borrower to request loan disbursement
3. Repayment Schedule: Detailed amortization or repayment schedule
4. Form of Transfer Certificate: Template for transferring loan participations
5. Security Documents: Forms of security documents or guarantees
6. Financial Covenants: Detailed financial covenant calculations and ratios
7. Permitted Security: List of security interests permitted under the agreement
8. Permitted Disposals: List of asset disposals permitted under the agreement
9. Form of Compliance Certificate: Template for periodic compliance certification
Account Bank
Additional Lender
Affiliate
Agent
Agreement
Applicable Law
Availability Period
Break Costs
Business Day
Commitment
Compliance Certificate
Conditions Precedent
Confidential Information
Default
Default Interest
Default Rate
Disruption Event
Drawdown Date
Drawdown Notice
Effective Date
Event of Default
Facility
Facility Office
Finance Documents
Finance Parties
Financial Indebtedness
Financial Statements
Financial Year
Group
Guarantee
Holding Company
Interest Payment Date
Interest Period
Interest Rate
Irish GAAP
Legal Reservation
Lender
Loan
Margin
Material Adverse Effect
Obligor
Original Financial Statements
Participating Member State
Party
Permitted Security Interest
Potential Event of Default
Quotation Day
Reference Banks
Relevant Jurisdiction
Repeating Representations
Repayment Date
Repayment Schedule
Replacement Lender
Representative
Screen Rate
Security
Security Agent
Security Documents
Security Interest
Subsidiary
Tax
Tax Deduction
Term
Transfer Certificate
Transfer Date
Unpaid Sum
Utilisation
VAT
Facility Terms
Purpose
Conditions Precedent
Drawdown
Repayment
Prepayment
Interest
Interest Periods
Market Disruption
Tax Gross-Up and Indemnities
Increased Costs
Payments
Security
Representations and Warranties
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Changes to Parties
Assignment and Transfer
Role of Agent
Role of Security Agent
Costs and Expenses
Indemnities
Set-off
Calculations and Certificates
Notices
Confidentiality
Counterparts
Severability
Amendments and Waivers
Governing Law
Enforcement
Jurisdiction
Banking
Financial Services
Real Estate
Infrastructure
Manufacturing
Technology
Healthcare
Energy
Construction
Retail
Telecommunications
Agriculture
Transportation
Hospitality
Legal
Finance
Treasury
Risk Management
Compliance
Corporate Finance
Credit
Operations
Corporate Development
Investment
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Financial Controller
Risk Manager
Compliance Officer
Credit Manager
Banking Relationship Manager
Corporate Finance Manager
Investment Manager
Debt Finance Manager
Senior Loan Officer
Transaction Manager
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