1. Security: Include when the deferment agreement is secured by assets or collateral

2. Guarantor Provisions: Required when a third party guarantees the deferred payments

3. Insurance Requirements: Include when specific insurance must be maintained during deferment

4. Early Payment Provisions: Terms for early repayment if allowed, including any penalties or benefits

5. Force Majeure: Include during uncertain times (e.g., pandemic) to address unforeseen circumstances

6. Assignment and Transfer: Include if either party may need to transfer their rights/obligations

7. Modification Terms: Include when flexibility for future modifications may be needed

1. Schedule A - Original Debt Documentation: Copy or summary of the original loan agreement or debt instrument

2. Schedule B - Payment Schedule: Detailed schedule of payments including dates, amounts, and payment methods

3. Schedule C - Current Debt Statement: Statement showing current balance, interest, and any fees as of agreement date

4. Schedule D - Security Details: Description of any security or collateral (if applicable)

5. Appendix 1 - Calculation of Interest: Methodology for calculating interest during and after deferment

6. Appendix 2 - Notice Forms: Standard forms for various notices under the agreement