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1. Letter Header and Date: Bank letterhead, reference number, and date of the approval letter
2. Addressee Details: Full name and address of the borrower/applicant
3. Application Reference: Reference to the original credit application and its date
4. Approval Statement: Clear statement of credit approval and facility type
5. Facility Amount: Approved credit limit and currency
6. Key Terms: Interest rate, tenure, repayment schedule, and other key commercial terms
7. Security Requirements: Required collateral, guarantees, or other security arrangements
8. Conditions Precedent: Conditions that must be met before the facility becomes effective
9. Validity Period: Time period for which the approval remains valid
10. Acceptance Method: How the borrower should indicate acceptance of the terms
11. Bank Contact Details: Contact information for further queries or documentation
12. Authorised Signatory: Signature block for authorized bank official(s)
1. Islamic Finance Provisions: Required for Shariah-compliant facilities, detailing the Islamic structure used
2. Corporate Guarantor Details: Include when corporate guarantees are required as part of the security package
3. Foreign Currency Provisions: Required for facilities in currencies other than Qatari Riyal
4. Insurance Requirements: Detailed when specific insurance coverage is required for the facility
5. Purpose Restrictions: Specific restrictions on use of funds, required for certain facility types
6. Cross-Default Provisions: Required when the borrower has multiple facilities with the bank
7. Regulatory Disclosures: Additional disclosures required for consumer loans or specific facility types
1. Schedule of Fees and Charges: Detailed breakdown of all applicable fees, charges, and commissions
2. Security Documentation Checklist: List of required security documents and supporting documentation
3. Repayment Schedule: Detailed payment schedule including installment amounts and dates
4. Required Documentation List: Checklist of documents required from the borrower to complete the facility
5. Terms and Conditions: Detailed general terms and conditions applicable to the facility
6. Facility-Specific Requirements: Special conditions or requirements specific to the type of facility
Applicable Rate
Banking Day
Borrower
Conditions Precedent
Credit Facility
Default Rate
Drawdown Date
Event of Default
Facility Amount
Facility Period
Financial Statements
Interest Payment Date
Interest Period
Lender
Material Adverse Effect
Maturity Date
Payment Date
Permitted Purpose
Qatar Central Bank
QAR
Repayment Schedule
Security
Security Documents
Security Provider
Specified Purpose
Tenor
Terms and Conditions
Validity Period
Facility Amount
Interest Rate
Fees and Charges
Purpose
Tenor
Repayment Terms
Security Requirements
Conditions Precedent
Representations and Warranties
Documentation Requirements
Validity Period
Governing Law
Regulatory Compliance
Default Provisions
Insurance Requirements
Acceptance
Confidentiality
Assignment
Amendment
Notice Requirements
Islamic Finance Provisions
Banking
Financial Services
Islamic Banking
Corporate Lending
Retail Banking
Investment Banking
Real Estate
Construction
Manufacturing
Trading
Services
Healthcare
Education
Hospitality
Technology
Credit Risk
Corporate Banking
Retail Banking
Legal
Compliance
Credit Administration
Operations
Islamic Banking
Documentation
Treasury
Risk Management
Credit Committee
Finance
Account Management
Credit Analysis
Credit Officer
Relationship Manager
Credit Risk Manager
Chief Risk Officer
Corporate Banking Manager
Retail Banking Manager
Credit Analyst
Legal Counsel
Compliance Officer
Treasury Manager
Chief Financial Officer
Finance Director
Banking Operations Manager
Credit Administration Manager
Islamic Banking Officer
Credit Committee Member
Branch Manager
Account Manager
Risk Assessment Officer
Documentation Officer
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