# 12 month EURIBOR

> 12 month EURIBOR means the annual Euro deposit rate displayed on a designated financial service at a determined time on the relevant business payment day.

**Term:** 12 month EURIBOR  
**Last updated:** 2026-06-12

## Definition

12 month EURIBOR means the annual Euro deposit rate displayed on a designated financial service at a determined time on the relevant business payment day.

## Context

### Relevant circumstances

- When lenders and borrowers need to establish a reference rate for their loan agreements.
- When parties need to settle interest rate swaps contracts.
- When determining the purchase price in an asset purchase agreement linked to market interest rates.

### Relevant sectors

- Banking
- Finance
- Real Estate
- Investment Management

## Relevant contract types

- [Loan Agreement](https://www.genieai.co/en-us/template-type/loan-agreement)
- [Asset Purchase Agreement](https://www.genieai.co/en-us/template-type/asset-purchase-agreement)
- [Financing Agreement](https://www.genieai.co/en-us/template-type/financing-agreement)

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